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I am a life-long resident of the Effingham area. I hold a BS in Business Administration from SIU-Carbondale and an MBA from the University of Illinois. Along with my education, I have professional experience in banking, agriculture, hospitality and healthcare industries. I am experienced in all aspects of real estate from the first-time home buyer to investment properties to commercial property, and I can translate the finer points of financial statements and credit reports into plain English to help you make a well informed decision. What is it that you're looking for???