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Joy Gess brings to the Vermont Real Estate Community a wealth of experience having spent the past 25 years in the financial services industry with a concentration on Real Estate financing. Gess previously managed a mortgage team for Citibank in NYC. As a Vice President and Branch Manager at CitiTrust, she was responsible for overseeing both mortgage originations and processing. Prior to that, Gess developed and delivered mortgage training for over 200 Citibank branches.Originally from Connecticut, where she also held a real estate license, Joy experienced first- hand real estate dealings with new construction, resales and renovations via her many personal corporate moves. By being personally involved with purchasing single family homes, condominiums, coops and rental property, Gess has been exposed to a plethora of real estate scenarios that many agents don’t get to experience. Her broad real estate background will serve her clients well.On a personal note, community service is very important to Joy. She currently volunteers at Camp TaKumTa and Shelburne Farms.Joy lives in beautiful South Hero with her husband Rob. They are the proud parents of Connell. Joy and Rob are avid skiers, bikers and sailors. Joy also enjoys reading and photography.