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I have been a licensed Real Estate Salesperson/Broker for the past 40 years. During that time, I have also been a licensed Mortgage Broker and worked in the mortgage business for over 30 years. I do have an advantage that most real estate agents do not have. My dual expertise in both real estate and mortgages, fortunately, has served me well, as I am able to give my clients a more complete perspective when it comes to the necessary financial decisions that need to be made and which go hand in hand, when faced with either buying or selling a property.I hold the Certified Buyer Representation designation (CBR), one of the most recognized designations in real estate.