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I was born and raised in a military family; ending up being raised in Davis, California. Often frequenting the Bay Area and Coastal Towns; including the Santa Cruz County area, I've always been drawn to the Coastal town. Memories of the Boy Scouts and camping in the Redwoods while visiting the beach have not escaped me and have ultimately brought me to this area. My 25 plus years in Real Estate Finance, Real Estate, Construction, Project Management have basically pointed me in the direction to assist and advise anyone wanting or needing such services. Besides Real Estate; I'm certified in Project Management and have a professional designation with expert classification in residential and commercial loans as bestowed upon me by the Mortgage Bankers Association Of America. I've provided financing of all sorts for various size organizations as well as consumers. I've overseen and run a multi-state lending institution's division for real estate loans and have vast knowledge of construction, development and financing of such projects.